C30 Free Insurance Terms and Conditions

1.        1

Cover will apply to new retail 1.6cc and 1.8cc models only, during the defined period of the incentive

2.        2

Drivers must be between the ages of 25 -69 inclusive

3.        3

Full quotations must be undertaken prior to cover being put in force and any policy documentation being issued

4.        4

Cover will be offered to the insured and partner* or insured and 1  named driver

5.        5

Each driver on the policy should have no more than 1 ‘allowed bonus’ claim in last 3 years. No fault** claims allowed.

**Fault determined as an incident that was prejudicial to NCD or led to the loss of ‘bonus life’ if NCD protection was in force

6.        6

Each driver on the policy should have no more than one minor*** conviction on their licence.  ***Minor conviction defined as : see below

7.        7

Comprehensive cover will be offered

8.        8

Use of the vehicle will be limited to Social Domestic and Pleasure, including commuting, plus Class 1 Business use, providing total annual mileage is less than 12,000 miles

9.        9

All drivers must be permanently resident in the UK and have been resident in the UK for a minimum of 1 year

10.    10

All drivers must have held a full EU/UK driving licence for a minimum of 1 year

11.    11

The policyholder or their partner* must be the owner and registered keeper of the vehicle

12.    12

The policyholder or the named driver must not have been convicted of any drink, drug related or reckless driving offence

13.    13

The policyholder or any named driver must not have been banned from driving for a period of 3 months or longer in the past 5 years

14.    14

If a policy amendment is made mid-term, this should fit within the eligibility criteria for the customer to continue taking advantage of this offer. The policyholder will pay any additional premium that may be incurred.  No return premium will be provided

15.    15

A £200 AD, Fire & Theft excess is applicable, in addition to any compulsory vehicle excess that might apply

16.    16

A £60 windscreen excess is applicable

17.    17

A cash alternative is not available.

 

Upgrades to Cover:

 

If upgrade in cover are required, these are to be paid by the policyholder at inception

 

Protected NCB - £25.00 per annum

 

If mileage to exceed 12,000 can be increased to 25,000 - £30 per annum

 

Additional drivers -  £25 per annum

 

Drivers with 2 minor*** convictions - £25 per annum

 

 

***Minor convictions:

CU80                Using a mobile phone whilst driving a motor vehicle

MS10                Leaving a vehicle in a dangerous position

MS20                Unlawful Pillion riding

MS30                Play Street offences

MS40                Driving with uncorrected defective eyesight or refusing to submit to a test

MS70                Driving with uncorrected defective eyesight

PC10                 Undefined contravention of pedestrian crossing regulations

PC30                 Contravention of pedestrian crossing regulations with stationary vehicle

SP10                 Exceeding goods vehicle speed limits

SP20                 Exceeding speed limit for type of vehicle (excluding goods or passenger vehicles)

SP30                 Exceeding statutory speed limit on a public road

SP40                 Exceeding passenger vehicle speed limit

SP50                 Exceeding speed limit on a motorway

TS10                 Failing to comply with traffic light signals

TS20                 Failing to comply with double white lines

TS30                 Failing to comply with 'Stop' sign

TS40                 Failing to comply with direction of a constable/warden

TS50                 Failing to comply with traffic sign (excluding - stop -signs, traffic lights or double white lines)

TS60                 Failing to comply with a school crossing patrol sign

TS70                 Undefined failure to comply with a traffic direction sign

 

* “Partner” means the partner or husband or wife of the policyholder living at the same address as the policyholder and sharing financial responsibility. This does not include business partners or associates. 

Volvo Owners Insurance is underwritten by Royal & Sun Alliance Insurance plc No 93792 Registered in England and Wales at St Mark’s Court, Chart Way, Horsham, West Sussex RH12 1XL. Authorised and regulated by the Financial Services Authority.  For your protection, telephone calls will be recorded and monitored. 


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