Losing your car

If your car is stolen and never recovered, or written off through accident or fire, the settlement from your motor insurer could be significantly less than the original purchase price you paid.

Most motor insurers base total loss payments on the market value of your car at the time of the incident. Any depreciation since you purchased the car is potentially your loss.

You could be left without a car, plus the burden of paying off any outstanding finance. 

Filling the gap to keep you on the road 

GAP stands for Guaranteed Asset Protection, and that is exactly what it does. In the event of a total loss claim, Volvo Car Credit Return to Invoice Insurance will cover the difference between your motor insurance settlement and the invoice amount you originally paid for the vehicle, or the amount outstanding on finance - whichever is greater.

Return to Invoice Insurance will complement your own vehicle insurance and provide the reassurance and financial support you need to get back on the road in a vehicle with the same value as your original choice.

Going the extra mile

Our highly competitive policies are exclusively designed to offer you the reassurance you need to enjoy your vehicle, whilst protecting your investment against unforeseen incidents. Return to Invoice insurance will:

• Pay out the difference between your insurance payout and the original invoice price
• Pay the difference between your insurance payout and your finance settlement, if
• this is greater than the invoice price
• Safeguard against depreciation in the event of a total loss claim
• Pay the first £250 of your insurance excess
• Offer 3 years cover that pays up to £15,000 in benefit

How Return to Invoice Insurance works

When purchasing a new vehicle, the last thing you want to worry about is unforeseen incidents. That’s why Volvo Car Credit believes in Return to Invoice insurance. Please contact your Volvo dealer to discuss this product in more detail.

Policy Summary

Please contact your Volvo dealer to discuss this product in more detail.

Santander Consumer UK (plc) trading as Volvo Car Credit. Registered Office: 3 Princess Way, Redhill, Surrey RH1 1SR. Registered in England number 2248870. Santander Consumer (UK) plc is authorised and regulated by the Financial Services Authority. The VOLVO word and device marks are registered trademarks of Volvo Trademark Holding AB and used pursuant to a license.