Volvo Car Financial Services

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Volvo Car Financial Services provides premium financing and leasing options to place you into the driver seat.  When you purchase or lease a Volvo, you expect an exceptional experience from the first test drive all the way until the time you trade in your keys for your next Volvo. Volvo Car Financial Services offers both low finance rates and flexible lease offers and our quality service elevates your ownership experience.

Lease options

Flexible Terms
Leasing is available for terms as short as 24 months or up to 48 months. You can drive a new Volvo every few years while within the manufacturer warranty and maintenance plans and without the burden of negotiating trade-in values.

Choice of Mileage Plans
The standard mileage option allows up to 15,000 miles per year, however, several other mileage plans are available to tailor to your commuting needs. Under the low mileage plan, options are available as low as 10,000 miles per year and we also offer a high mileage plan with options as high as 30,000 miles per year.

Single Payment Lease
A Single Payment Lease provides convenience and savings. You make only one payment, one time, freeing you from monthly payments. It permits you to prepay all monthly payments in a single payment at lease signing. This single total lease payment is less than the amount you would pay over the term of a conventional lease.

Multiple Security Deposit Lease
A Multiple Security Deposit lease allows you to place a lump sum refundable security deposit at lease inception, which reduces your monthly rent charge resulting in substantial savings over the term of the lease. The additional security deposits are refunded to you at the end of the lease term.

Business Lease
Under our Business Lease Option, owners have the flexibility to lease the vehicle as the business.

Guaranteed Auto Protection (GAP) Waiver
Our GAP Waiver is included in your lease agreement at no additional cost to you. It is provided to give you peace of mind. If your leased Volvo is declared a total loss due to theft, accident, or natural disaster, we will cover the difference between the insurance proceeds and the balance owed to Volvo Car Financial Services less any deductible.

Excess Wear and Use Protection Plan
As a part of everyday driving, normal wear and use can be expected. However, when turning in your leased vehicle, you may be responsible for any excess wear and use damage, therefore, Volvo Car Financial Services offers an optional plan to protect you and your car from unexpected occurrences that happen from nature and chance.

Security Deposit Program is not available in NY. Excess Wear and Use Protection Plan is optional and not available in all states.

Finance options

Volvo Car Financial Services (VCFS) offers affordable and competitive financing on new and Volvo Certified Pre-Owned Cars. Our low rates and flexible terms can get you behind the wheel of the Volvo you want to drive with finance terms up to 75 months. Volvo Car Financial Services also offers financing on vehicles purchased under the Overseas Delivery Program.

Special Programs

Expatriate Program
We welcome business professionals from countries outside the United States to finance or lease a Volvo during their stay in the U.S. Contract length is limited to the length of stay as governed by the applicant’s Visa and employment contract, subject to credit approval with Volvo Car Financial Services.

College Graduate Program
You’ve worked hard to earn your degree. Now the Volvo Graduate Program can make it easy for you to drive a Volvo. With flexible and competitive financing options available for graduates, Volvo Car Financial Services can help you to step into the luxury of driving a Volvo with a only a 5% down payment upon credit approval.


Volvo Car Financial Services places the highest priority on customer service and satisfaction and offers financing and leasing solutions designed around you. Please contact your local Volvo retailer for more information or visit the Volvo Car Financial Services website.

If you are an existing Volvo Car Financial Services customer, log in here to manage your Account.