Finance & Insurance
We aim at making car ownership a personalised experience for all our customers. Which is why, we provide tailored finance and insurance packages while ensuring an exceptional level of customer experience.
A finance option with a Guaranteed Future Value (GFV), where we guarantee to buy back your car at the end of the term at an agreed price. The Selection Program eliminates the risk associated with the sale of the car at the end of the term. It provides you with the flexibility of choosing from three options as listed below:
You can drive a brand-new Volvo every few years. We will pay the minimum guaranteed value and settle your existing loan. You can use the excess value (above the Guaranteed Future Value or the Optional Final Payment) as a deposit on your new Volvo.
If you decide to keep the car, you can either pay the final payment or arrange for refinancing the final payment from the bank.
Hire Purchase Program
- No insurance or processing fee
- Free service, maintenance, warranty and roadside assistance
- Low monthly installments
- Post lease purchase offer
- Free car climate service
During my Lease Contract
At the end of my Lease Contract
A regular insurance coverage for the purchased car and passengers, extending the best possible cover and features.
Besides, Orient also offers ‘Motor Plus’ which provides several additional benefits:
- Repairs at dealer/agency workshop for the first 3 years of the car
- Protection against flood, storm, hurricane and earthquake or other acts of nature
- Protection against riots and strikes
- Protection for clothing and personal effect against fire and theft up to AED 1,000
- Emergency medical expenses due to an accident up to AED 500 per person
- No excess payable on windscreen claims
- Roadside assistance organisation
- Off-Road cover for 4WDs
- Geographical Extension to Sultanate of Oman
- Legal Liability to immediate family members
- Third-Party Property Damage up to AED 2,000,000
Car Replacement Protection
VRP is an additional protection that complements your Motor insurance policy. VRP Insurance is designed for you to pay the difference between the amount paid under your Comprehensive Motor Insurance Policy in the event of a total loss, and the cost of a new replacement car.
- Peace of mind at an affordable price
- Provides total protection for your car, over and above your motor insurance policy
- Protects your financial position, mitigating unexpected costs
- Available in both conventional and Islamic variants
- VRP can be added to your bank finance and paid along with the monthly instalment of your car
Smart, Tyres and Alloys “STA Protection”
STA protection is designed to take care of your car for Smart repairs, Tyres and Alloys.
“Smart” covers the cost of repairs for minor dents, light scratches chips and scuffed bumpers.
“Tyres” cover the cost of repair or replacement of the tyre(s) fitted to the car.
“Alloys” cover the cost of repair of minor dents, scratches or scuffs of alloy wheel(s) fitted to your car.
- Complete peace of mind when combined with Guaranteed Future Value or Leasing programs
- Maintains car in showroom condition
- No need to use your Motor Insurance policy or pay the applicable excess
- Improve the car’s resale value at the time of trade-in
- Repair or Replace up to 3 tyres, in addition to up to 11 Smart or Alloys repair
Paint protection provides both interior and exterior protection for your car. When applied, it creates a hard, high gloss, protective coating to your car. This coating protects the paint against caustic atmospheric pollutants. It also protects the interior of your car by coating the fibres of the seats and carpets with invisible protective resin that helps preserve the fabric against dirt and spillages.
- 5 Year Guarantee
- No need to polish your car ever again
- Protects exterior against UV, Acid Rain, Oil, Exhaust Fumes and other contaminants
- Protects against Bird Droppings and Tree sap
- Stain protection from spillage on fabric
- Improves resale value
Carbon Class Ceramic Protection
Carbon Class Ceramic is exterior protection applied to your car’s paintwork leaving a hard, high gloss protective shield which prevents caustic atmospheric pollutants from coming in contact with your car’s paintwork.
- 7 year guarantee
- Highly water and soil repellent
- Reduces friction which aids cleaning and improves the flow of air and fluid over the treated surface
- Permanent showroom shine and reduces the need for washing the car by approx. 50%
- Smoother finish with resistance to acid rain and industrial fallout
- Contains specialist UV absorbers which absorb UV rays and release them as harmless infra-red, preventing UV damage to the treated surface.