A flexible choice with multiple options when your contract ends. Keep the car by making an optional final payment.
Drive a Volvo for a fixed period, then choose between one of three options – retain, return or renew.
Part of the vehicle cost is deferred until the end of the agreement, potentially lowering monthly payments.
If you would like to own the car you’ve been driving, just make the Optional final payment and it will be yours.
Warranty
Warranty for 3 years or 60,000 miles.
Roadside assistance
Accident or breakdown, just press the assist button for help.
Home delivery
Choose to have your car delivered to your door, at no extra cost.
Digital services
A range of Google digital services are included free for 4 years.
Volvo Cars app
Remote control and vehicle management for 4 years.
Driveaway insurance
Insurance cover for 7 days from the moment you drive away¹.
¹ Volvo Insurance is provided by Wrisk Transfer Limited and is subject to eligibility
Your contract can be structured to meet your needs based on the vehicle you will be driving, your estimated annual mileage, and the contract duration.
Take advantage of a generous Finance Discount Contribution on many of our fully electric and hybrid models.
To qualify, all customers must have placed an order via Personal Contract Purchase (PCP). Personal Contract Purchase (PCP) available on selected new cars through Volvo Car Financial Services UK Limited, SL6 4FL. At the end of the agreement there are 3 options: (i) Renew: Part exchange the vehicle. (ii) Retain: Pay the Optional Final Payment to own the vehicle or (iii) Return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. Subject to availability. Terms apply. Finance subject to status, 18s and over.
To qualify, all customers must have placed an order via Personal Contract Purchase (PCP). Personal Contract Purchase (PCP) available on selected new cars through Volvo Car Financial Services UK Limited, SL6 4FL. At the end of the agreement there are 3 options: (i) Renew: Part exchange the vehicle. (ii) Retain: Pay the Optional Final Payment to own the vehicle or (iii) Return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. Subject to availability. Terms apply. Finance subject to status, 18s and over.
Return, exchange or own
24-48 months
6-30k annual mileage
Change or return
3 months notice
6-40k annual mileage
Return at the end
24-48 months
6-40k annual mileage
Monthly payments with optional final payment
Partial deposit
Excess fees for wear and mileage
Early settlement option
Monthly payments
One month prepayment
Excess fees for wear and mileage
3 months’ termination notice
Monthly payments
First month prepayment
Excess fees for wear and mileage
Early termination fees apply
Warranty
Roadside assistance
Home delivery
Digital services
Volvo Cars app
Driveaway insurance
Service Plan Plus
Warranty
Roadside assistance
Home delivery
Digital services
Volvo Cars app
Driveaway insurance
Car switch
Yearly inspection
Loan car
Pick up and delivery
Service Plan Plus with tyres
Warranty
Roadside assistance
Home delivery
Digital services
Volvo Cars app
Driveaway insurance
Service Plan Plus
Applies to electric cars only
Learn more about our car finance solutions tailored to your business needs.
Our smallest ever SUV goes big on safety, sustainability and storage space.
WLTP (Preliminary): Electric Range with Single Motor Extended Range (Combined) 298.3 mi. Electric Energy Consumption (Combined) 15.7 kWh/100km. Emissions CO₂ (Combined) 0 g/km. WLTP data is obtained under specific testing conditions, actual energy consumption and range may differ.
WLTP (Preliminary): Electric Range with Single Motor Extended Range (Combined) 298.3 mi. Electric Energy Consumption (Combined) 15.7 kWh/100km. Emissions CO₂ (Combined) 0 g/km. WLTP data is obtained under specific testing conditions, actual energy consumption and range may differ.
Personal Contract Purchase (PCP) offers you the opportunity at the end of the contract term to purchase the car for a value set when you place the order (referred to as the Optional Final Payment). Either that or you simply return the car, or renew your contract and choose a new car. You choose the term you would like – either 24, 30, 36, 42 or 48 months. Making an optional deposit will lower your monthly payment.
You choose the term that suits you - either 24, 30, 36, 42 or 48 months.
A partial deposit of £500 is required when you place the order. If you decide to cancel your order, this will be refunded to you. You can also place an optional deposit if you wish to do so. The partial deposit and optional deposit are taken off the total cost of the car with the remaining amount distributed equally over monthly payments until the end of the contract.
When the agreed period of your Personal Contract Purchase (PCP) ends, you will have three options:
For more information, please visit https://www.vcfsuk.co.uk/volvo/end-of-agreement-options/
The first monthly payment will be charged one month after the contract is activated. Any additional charges or fines will be settled monthly in arrears (usually together with the payment for the upcoming month). If you wish to change the date for payment you can request this online, or please contact Volvo Car Financial Services UK Customer Services:
Telephone: 0800 085 1541 Website: www.vcfsuk.co.uk/volvo/managing-your-agreement/
