CAR FINANCE

Volvo Loan

Buy your Volvo at your own pace by spreading monthly payments over an agreed term.

A digital graphic to represent finance option: Volvo Loan

Spread the cost

Buy your car by repaying the amount payable in instalments that suit your circumstances.

Fixed rate of interest

The certainty of a fixed interest rate means you can confidently budget for future payments.

Own your Volvo at your pace

You decide how long you want to spread the payment of the balance over. The car is yours once all payments are made.

¹ Volvo Insurance is provided by Wrisk Transfer Limited and is subject to eligibility

How Volvo Loan works

You choose how you want to finance the full purchase price of the vehicle. A minimum partial deposit of £500 is initially required. The higher your deposit, the lower your monthly payments will be.

Up to £9,000 finance contribution with a Volvo Loan

Take advantage of a generous Finance Discount Contribution on many of our fully electric and hybrid models.

To qualify for Volvo Finance Discount Contribution (FDC), all customers must have placed an order via Personal Contract Purchase (PCP) or Volvo Loan. Up to £9,000 will be contributed by Volvo. Volvo Loan and PCP available on selected new cars through Volvo Car Financial Services UK Limited, SL6 4FL. Subject to availability. Terms apply.

Compare car finance options

Highlights

You can own the car

24-48 months

Unlimited mileage

Change or return

3 months notice

6-40k annual mileage

Return at the end

24-48 months

6-40k annual mileage

Payment

Monthly payments

Partial deposit

No excess fees for wear and mileage

Early settlement option

Monthly payments

One month prepayment

Excess fees for wear and mileage

3 months’ termination notice

Monthly payments

First month prepayment

Excess fees for wear and mileage

Early termination fees apply

Included services

Warranty

Roadside assistance

Home delivery

Digital services

Volvo Cars app

Driveaway insurance

Service Plan Plus

Warranty

Roadside assistance

Home delivery

Digital services

Volvo Cars app

Driveaway insurance

Car switch

Yearly inspection

Loan car

Pick up and delivery

Service Plan Plus with tyres

Warranty

Roadside assistance

Home delivery

Digital services

Volvo Cars app

Driveaway insurance

Service Plan Plus

Applies to electric cars only

With PCP and Volvo loan you will need to pay additional Road Tax costs after year one. Volvo loan have a risk of depreciation.

Small car. Big space.

Our smallest ever SUV goes big on safety, sustainability and storage space.

WLTP (Preliminary): Electric Range with Single Motor Extended Range (Combined) 298.3 mi. Electric Energy Consumption (Combined) 15.7 kWh/100km. Emissions CO₂ (Combined) 0 g/km. WLTP data is obtained under specific testing conditions, actual energy consumption and range may differ.

Get moving with a 0% APR Volvo Loan

With a 50% minimum deposit, you can take advantage of 0% APR on a Volvo Loan.

Volvo Loan and PCP available on new cars through Volvo Car Financial Services UK Limited, SL6 4FL. Terms apply. Subject to availability.

Popular cars with Volvo Loan

FAQ

How do I know if Volvo Loan is right for me?

Volvo Loan offers you the opportunity to pay off your car in installments, and there are no mileage limits. You choose the term you would like – either 24, 30, 36, 42 or 48 months. Making an optional deposit will lower your monthly payment.

What are the contract lengths for Volvo Loan?

You choose the term that suits you - either 24, 30, 36, 42 or 48 months.

What deposit do I need to put down?

A partial deposit of £500 is required when you place the order. If you decide to cancel your order, this will be refunded to you. You can also place an optional deposit if you wish to do so. The partial deposit and optional deposit are taken off the total cost of the car with the remaining amount distributed equally over monthly payments until the end of the contract.

What happens at the end of the contract?

When the agreed period of your contract ends, you will have paid off the car.

When will I be charged my monthly payment and for what?

The first monthly payment will be charged one month after the contract is activated. Any additional charges or fines will be settled monthly in arrears (usually together with the payment for the upcoming month). If you wish to change the date for payment you can request this online, or please contact Volvo Car Financial Services UK Customer Services:
Telephone: 0800 085 1541  Website: www.vcfsuk.co.uk/volvo/managing-your-agreement/

Our Finance Options

Return, exchange or own

Personal Contract Purchase

Monthly payments with optional final payment, 24-48 months

6-30k annual mileagePartial depositExcess fees for wear and mileageEarly settlement option
Return at the end

Lease

Monthly payments, 24-48 months

6-40k annual mileageFirst month prepaymentExcess fees for wear and mileageEarly termination fees apply
You own the car

Purchase

One time payment, No contract length

Unlimited mileagePartial depositNo excess fees for wear and mileageSettlement and termination not applicable
Change or return

Subscription

Monthly payments, 3 months notice

6-40k annual mileageOne month prepaymentExcess fees for wear and mileage3 months’ termination notice

With Subscription and Lease you will not own the vehicle. With Volvo Loan there is a risk of the vehicle value depreciating quicker than anticipated.

Important Information

The finance application will be handled through our lending partner Volvo Car Financial Services UK Ltd.

This product is not available for Sole Traders or Partnerships of 3 or less. We are working on a solution to be able to offer these products.

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