Available with 2.9% APR representative and a £6,500 finance contribution with a Contract Purchase[]
XC90 plug-in hybrid
The Volvo New Car Event 20th May - 10th June 2026
View offerUp to £7,000 contribution with Contract Purchase
Contract Purchase
A flexible choice for business & retail customers, with multiple options when your contract ends.
Flexible terms
Drive a Volvo for a fixed period, then choose between one of three options – retain, return or renew.
Optional final payment
Part of the vehicle cost is deferred until the end of the agreement, potentially lowering monthly payments.
Choose to own your Volvo
If you would like to own the car you’ve been driving, just make the Optional final payment and it will be yours.
What is included with Contract Purchase?
Electric cars only
How Contract Purchase works
Available with 0% APR and up to £1,675 finance contribution with a Contract Purchase []
EX30 Plus and Ultra
Available with 0% APR and up to £3,000 finance contribution with a Contract Purchase[]
EX40 Plus and Ultra
The Volvo New Car Event 20th May - 10th June 2026
View offerAvailable with 1.9% APR representative and a £4,000 finance contribution with a Contract Purchase[]
XC60 plug-in hybrid
The Volvo New Car Event 20th May - 10th June 2026
View offer
Get help on your buying journey
Our direct-to-consumer model at Volvo Car UK means we have our very own in‑house specialist sales team who can offer a personalised, seamless and modern way to choose your new Volvo. Find out more about the team members and request a follow‑up.
Compare finance options
Highlights
You can own the car
24-48 months
Unlimited mileage
Return, exchange or own
24-48 months
6-25k annual mileage
You own the car
No contract length
Unlimited mileage
Payment
Monthly payments
Partial deposit
No excess fees for wear and mileage
Early settlement option
Monthly payments with optional final payment
Partial deposit
Excess fees for wear and mileage
Early settlement option
One time payment
Partial deposit
No excess fees for wear and mileage
Settlement and termination not applicable
Included services
Connect Plus
Warranty
Driveaway insurance
Volvo Cars app
Roadside assistance
Extended battery warranty
Up to 10 years extended battery warranty
Connect Plus
Warranty
Driveaway insurance
Volvo Cars app
Roadside assistance
Extended battery warranty
Up to 10 years extended battery warranty
Connect Plus
Warranty
Driveaway insurance
Volvo Cars app
Roadside assistance
Extended battery warranty
Up to 10 years extended battery warranty
Applies to electric cars only
With PCP and Volvo Loan, you will need to pay additional Road Tax costs after the first year. With Volvo Loan, there is a risk of depreciation.
Business solutions
Learn more about our car finance solutions tailored to your business needs.
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Small car. Big space.
Our smallest ever SUV goes big on safety, sustainability and storage space.
WLTP XC60 T6 AWD: Electric Range (Combined) 51 mi. Electric Energy Consumption total 29.1 kWh/100miles. Fuel Consumption (Combined) 313.9 mpg. Emissions CO2 (Combined) 22 g/km.
WLTP EX30 Single Motor RWD: Electric Range (Combined) 209.4 miles. Electric Energy Consumption total 27.5 kWh/100miles. Emissions CO₂ (Combined) 0 g/km.
Popular cars with Contract Purchase
FAQ
How do I know if Contract Purchase is right for me?
Contract Purchase (PCP/BCP) offers you the opportunity at the end of the contract term to purchase the car for a value set when you place the order (referred to as the Optional Final Payment). Either that or you simply return the car, or renew your contract and choose a new car. You choose the term you would like – either 24, 30, 36, 42 or 48 months. Making an optional deposit will lower your monthly payment.
What are the contract lengths for Contract Purchase?
You choose the term that suits you - either 24, 30, 36, 42 or 48 months.
What deposit do I need to put down?
A partial deposit of £500 is required when you place the order. If you decide to cancel your order, this will be refunded to you. You can also place an optional deposit if you wish to do so. The partial deposit and optional deposit are taken off the total cost of the car with the remaining amount distributed equally over monthly payments until the end of the contract.
What happens at the end of the contract?
When the agreed period of your Contract Purchase ends, you will have three options:
- Make the Optional Final Payment set at the contract start and take full ownership of the car,
- Part exchange your car for a new contract and car, or
- Simply return the car with no additional cost (as long as kept within mileage and conditions according to T&Cs).
For more information, please visit https://www.volvocars.com/uk/l/end-of-agreement-process/
When will I be charged my monthly payment and for what?
It depends on the accessory that you add to your car. If you have added accessories that you will own afterwards (e.g. a child seat) then you will need to pay the total amount upfront (outright purchase). If you added accessories that will remain with the car after you return it (when mounted to the car e.g. running boards) then the amount will be added to the monthly payment which Volvo Car Financial Services UK Ltd will collect by Direct Debit.
Telephone: 0800 085 1541 Website: www.vcfsuk.co.uk/volvo/managing-your-agreement/
