CAR FINANCE

Car Finance Options

We created our car finance options to cater for the changing needs, circumstances and ambitions of drivers today. You can stay flexible, commit for longer, or buy your Volvo online. Choose the car finance option that suits you the best.

A digital graphic to represent finance option: Purchase

Purchase

Purchase a Volvo and enjoy a number of essential Volvo services.

A digital graphic to represent finance option: Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP)

A flexible choice with multiple options when your contract period ends.

A digital graphic to represent finance option: Lease

Lease

Commit for longer with a car lease, known as Personal Contract Hire (PCH), for a lower monthly cost.

A digital graphic to represent finance option: Subscription

Subscription

With a car subscription, you can change car or cancel with just 3 months’ notice.

A digital graphic to represent finance option: Volvo Loan

Volvo Loan

Buy your Volvo at your own pace by spreading monthly payments over an agreed term.

The sleek and stylish exterior of the Volvo XC60 PHEV

Business solutions

Learn more about our car finance solutions tailored to your business needs.

A range of car finance options

Whether you are looking to purchase or subscribe to a Volvo, we offer a range of car finance options to suit your needs. At Volvo, we strive to make the process of choosing the right offer as simple and straightforward as possible.
On this page, you can compare car financing options and find the perfect Volvo car finance deal for you.

Compare car finance options

Highlights

Change or return

3 months notice

6-40k annual mileage

Return at the end

24-48 months

6-40k annual mileage

You own the car

No contract length

Unlimited mileage

Payment

Monthly payments

One month prepayment

Excess fees for wear and mileage

3 months’ termination notice

Monthly payments

First month prepayment

Excess fees for wear and mileage

Early termination fees apply

One time payment

Partial deposit

No excess fees for wear and mileage

Settlement and termination not applicable

Included services

Warranty

Roadside assistance

Home delivery

Digital services

Volvo Cars app

Driveaway insurance

Car switch

Yearly inspection

Loan car

Pick up and delivery

Service Plan Plus with tyres

Warranty

Roadside assistance

Home delivery

Digital services

Volvo Cars app

Driveaway insurance

Service Plan Plus

Warranty

Roadside assistance

Home delivery

Digital services

Volvo Cars app

Driveaway insurance

Service Plan Plus

Extended battery warranty

Applies to electric cars only

With PCP and Volvo loan you will need to pay additional Road Tax costs after year one. Volvo loan have a risk of depreciation.

Volvo EX30 standing partly in its own shade on a road in front of a warehouse that the sun is shining on.

Volvo Offers

Save up to £10,000 on a Personal Contract Purchase, Volvo Loan or a cash purchase. We also offer unmissable leasing deals and mighty EX30 savings. On Volvo Loan and PCP, our rates start at 0% APR.

To qualify for Volvo Savings, all customers must have placed an order via Personal Contract Purchase (PCP), Volvo Loan or a cash purchase. Up to £10,000 will be contributed by Volvo. Volvo Loan and PCP available on selected new cars through Volvo Car Financial Services UK Limited, SL6 4FL. Savings vary per model and terms apply. Subject to availability. Terms apply. Finance subject to status, 18s and over.

Popular cars

Personal Contract Hire (PCH) or Subscription hire agreement for your new Volvo will be with UK Automotive Solutions Limited. Volvo Car UK Limited will provide you with all support related to the hire agreement.

Volvo Loan and Personal Contract Purchase (PCP) will be handled through our lending partner Volvo Car Financial Services UK Ltd.

Volvo Loan and Personal Contract Purchase (PCP) are not available for Sole Trader of Partnerships of 3 or less. We are working on a solution to be able to offer these products.