With Subscription and Lease you will not own the vehicle. With Volvo Loan there is a risk of the vehicle value depreciating quicker than anticipated.

Our Finance Options

Will it fit?

Own your Volvo by purchasing the car outright. Just choose your specifications and order online. You will pay a partial deposit that will be deducted from your final invoice. Before delivery, you’ll be able to settle the full amount easily online. A range of services are available to you as a Volvo owner. You won’t need to worry about any monthly fees or mileage limits and can focus on enjoying driving your new Volvo.

Order your new Volvo online according to your requirements and specifications. The car will be yours for keeps once the transaction is complete.

Order your car

You will pay a partial deposit that will be deducted from your final invoice.

Pay a partial deposit

When the car is ready to be delivered, it’s time to pay the full amount, minus the already paid partial deposit.

Pay full amount before delivery

Your Volvo is covered by a vehicle warranty. For 3 years after the registration date, or until your new car has been driven 60,000 miles – whichever comes first – any parts that require repair or replacement due to manufacturing defects (subject to certain exceptions) are covered. If you choose an electric car, the battery is covered as well.

If you have an accident, breakdown, lockout, flat tyre or any other vehicle-related problem, simply press your car’s assist button in your overhead console to request assistance. If we can’t help on the spot, we’ll tow you to a Volvo retailer. Roadside assistance is at your service 24/7 and is included for 3 years with Purchase.

Accident or breakdown, just press the assist button for help.

For your convenience, you can have your new Volvo delivered directly to your door, at no extra cost. When your car is ready, we will contact you to schedule delivery. Either choose a retailer for pickup, or let our sales team/your Volvo retailer know that you would like your car home-delivered and give them details of your address. We will then arrange for the vehicle to be dropped off at the location and time of your choice. The delivery agent will also give you an introduction to your new vehicle.

Choose to have your car delivered to your door, at no extra cost.

Enjoy a range of Google apps and services free for 4 years. A comprehensive in-car package includes best-in-class navigation via Google Maps, hands-free help with Google Assistant and a broad selection of native in-car apps via Google Play. You also get access to the Volvo On Call app and the wireless phone charger. When the 4 year period expires, a prolongment will be offered and a subscription fee added if you choose to renew.

A range of Google digital services are included free for 4 years.

One app. Everything Volvo. From monitoring the charging of your vehicle to ensuring the interior temperature is just right. Enjoy the increased security provided by remote locking via your phone. Keep track of business trips, or quickly schedule your next service appointment. Volvo Cars app provides a personal experience and a total support network to help you get the most from your car. The car includes 4 years access to the Volvo Car App remote functions. When the 4 year period expires, a prolongment will be offered and a subscription fee added if you choose to renew.

Remote control and vehicle management for 4 years.

Volvo Driveaway insurance offers you free comprehensive cover for 7 days, the moment you pick up your car. This allows you more time to arrange your annual insurance, or sign up for the new fully flexible monthly based Volvo Car Insurance. More information can be found on volvocarsinsurance.co.uk.

Insurance cover for 7 days from the moment you drive away¹.

For 8 years from date of delivery to the first owner, or the car is driven 100,000 miles (whichever comes first), any material defect on the hybrid lithium battery pack* will be rectified free of charge by an authorised Volvo retailer. As with all lithium batteries, the ones fitted in Volvo hybrids will experience gradual capacity loss with time and use. Loss of battery capacity due to or resulting from normal gradual capacity loss is not covered under the Volvo new car warranty.

Cover extended to 8 years or 100,000 miles.

Comprehensive cover for 3 years on electric cars.

Service guarantees that your car will be taken care of in the best possible way for years to come. Volvo-trained technicians using Volvo genuine parts take care of vehicle maintenance according to the Service Program. For example the service includes:


Scheduled vehicle maintenance during your contract period.

Your car is covered for wear & tear during scheduled service, with the following content (if needed): 

Cover for worn parts, during scheduled service for the length of the contract.

Purchase a Volvo and enjoy a number of essential Volvo services.

With Personal Contract Purchase (PCP), you can drive a Volvo while making monthly payments for a fixed period, with three options available at the end of the agreement. You can choose to pay an optional final payment to make the car yours, return it, or commit to a new car and contract. Criteria such as annual mileage, your contract term and deposit will determine the amount you will pay monthly.

Your contract can be structured to meet your needs based on the vehicle you will be driving, your estimated annual mileage, and the contract duration.

Set your contract terms

When the contract term comes to an end, your first option is to return the car with no further payment required. Your second option is to part-exchange for a new car and contract. Thirdly, you can pay an optional final payment to become the owner of the car.

Make one of three choices

If you wish to keep the car and become the owner, you need to pay the optional final payment.

Make optional final payment

A flexible choice with multiple options when your contract ends. Keep the car by making an optional final payment.

Volvo Loan allows you to buy your car over a fixed period of time, making budgeting easier. Pay a deposit, or if there is equity on your vehicle you can part exchange in order to reduce your monthly payments. You can choose the length of your agreement based on your personal circumstances. Once all monthly payments and any other fees are settled, you’ll be the legal owner of your own Volvo.

You choose how you want to finance the full purchase price of the vehicle. A minimum partial deposit of £500 is initially required. The higher your deposit, the lower your monthly payments will be.

Decide level of finance

You decide over how long you want to spread the payable amount. The interest rate on your loan is fixed, which means you know how much you will repay at every stage of the agreement and can budget accordingly. 

Decide loan period

The Volvo Loan agreement is secured towards the car, and you will only become the owner of the vehicle once all payments have been completed. During the loan period, there is no annual mileage limit, but you are responsible for insurance, servicing and other running costs. 

Make all payments

Buy your Volvo at your own pace by spreading monthly payments over an agreed term.

Our subscription is an option if you want the latest Volvo yet like to keep your options open. A wide range of essential services are included for a fixed monthly payment, with no advance payment. You choose which Volvo you would like, along with the mileage that you think most closely fits your needs. You can change your car or cancel your subscription anytime, with only 3 months’ notice. 

With our subscription, you make fixed monthly payments to drive a Volvo of your choice, with no advance payment. You choose which vehicle you would like, along with the mileage that you think most closely fits your needs.

Make fixed monthly payments

Service Plan Plus and a wide range of Volvo services including yearly inspection are included in a  subscription. 7 days Driveaway insurance is also included, after which you can add permanent cover.

Stay flexible with services included

You can request a change of car or cancel your subscription anytime, with 3 months’ notice. 

Change or cancel

Request a change of Volvo anytime, with only 3 months’ notice. You get to keep the current car until you receive the new car of your choice. Let us know if you want to change car and we will contact you to fix handover and return of your current vehicle, which will be inspected to ensure it is in good condition. As a new customer, you can request a switch after 3 months, and can only have one active switch request at a time.

Change your car with only 3 months’ notice.

We take care of scheduled legally mandatory roadworthy inspections (MOT tests). Volvo MOT Test Cover protects against the cost of repair, replacement and/or adjustment to the vehicle of specified parts related to lighting equipment, steering & suspension, fuel system, braking system, seat belts, vehicle structure and other general features such as windscreen wipers.

Yearly inspection of your Volvo in accordance with regulations.

We’re happy to provide a replacement vehicle should your own car require servicing or repair, due to availability. You either book your service digitally (via Volvo Cars app) or a retailer will call you prior to your appointment. You’ll sign a separate insurance agreement, then we’ll provide you with a suitable replacement car for the duration of the service or repair. You then simply return the replacement vehicle to us when you collect your car.

A replacement vehicle when your own car needs service or repair.

If a service is due or your car needs repaired at one of our workshops then we can arrange collection beforehand and delivery afterwards, at no extra charge. You either book your service digitally (via Volvo Cars app) or a retailer will call you prior to your appointment. One of our representatives will arrange to collect your car from your address, then deliver it to the retailer/workshop. Once the work is completed, your car will be returned to you at your convenience.

Collection and delivery of your car if needed.

Comprehensive cover during your contract period.

Service guarantees that your car will be taken care of in the best possible way for years to come. Volvo-trained technicians using Volvo genuine parts take care of vehicle maintenance according to the Service Program. For example the service includes:

Your car is covered for wear & tear during scheduled service, with the following content (if needed):  

Your tyres are covered for normal wear & tear during scheduled service, with the following content: 

Inspection and replacement or repair of tyres if required².

With a subscription, you can change car or cancel with just 3 months’ notice.

A lease is ideal if you’re keen to commit to driving a Volvo for a few years without the responsibility of ownership. You choose the term you would like – the longer you lease, the lower the monthly cost. Making an advance payment can further lower your monthly fee. What’s more, your lease, also known as Personal Contract Hire (PCH), is tailored to match your needs, based on the car, flexible mileage and additional services. When your contract term ends, you simply return the car without any further leasing costs or worry about depreciation.

Firstly decide how long you wish to sign up for. Then, decide if you wish to make an advance payment. It’s optional, but can lower your monthly fee.

Agree contract length

Your lease contract can be structured to meet your needs based on the vehicle you will be driving, your estimated annual mileage, the agreement duration and any additional services you require.

Tailor the contract

Once the term comes to an end, you return the car with no further worry about depreciation or selling the car.

Return car at end of lease

Commit to driving the Volvo of your choice for a fixed contract period, then return the car to us at the end.

Welcome to Volvo Cars UK. Find out about our new and used cars. Explore and design your favourite Volvo SUV, Saloon or Estate cars today.


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