CAR FINANCE

Subscription

With a car subscription, you can change car or cancel with just 3 months’ notice.

A digital graphic to represent finance option: Subscription

All-inclusive*

The car subscription is all-inclusive, providing the essentials you need for driving the Volvo of your choice.

One fixed monthly payment

With our car subscription, the practicalities of driving are covered by making one easy monthly payment.

Change or cancel

You can change your car or cancel your subscription anytime, with 3 months’ notice.

*Your subscription excludes annual car insurance and consumables such as fuel, AdBlue, washer fluid and oil (unscheduled refills) and charges for speeding, tolls and parking. Read more in our FAQ.

¹ Volvo Insurance is provided by Wrisk Transfer Limited and is subject to eligibility

How Subscription works

1
Make fixed monthly payments

With our subscription, you make fixed monthly payments to drive a Volvo of your choice, with no advance payment. You choose which vehicle you would like, along with the mileage that you think most closely fits your needs.

2
Stay flexible with services included
3
Change or cancel

Save 10% on Subscription

Choose to drive a Volvo C40 or XC40 Recharge today and save 10% on a subscription. We have cars in stock now, with delivery time from four weeks.

To qualify for the Volvo Lease (Personal Contract Hire) & Subscription Savings offers, all customers must have placed an order via Lease (Personal Contract Hire) or Subscription.

Compare car finance options

Highlights

Change or return

3 months notice

6-40k annual mileage

Return at the end

24-48 months

6-40k annual mileage

You own the car

No contract length

Unlimited mileage

Payment

Monthly payments

One month prepayment

Excess fees for wear and mileage

3 months’ termination notice

Monthly payments

First month prepayment

Excess fees for wear and mileage

Early termination fees apply

One time payment

Partial deposit

No excess fees for wear and mileage

Settlement and termination not applicable

Included services

Warranty

Roadside assistance

Home delivery

Digital services

Volvo Cars app

Driveaway insurance

Car switch

Yearly inspection

Loan car

Pick up and delivery

Service Plan Plus with tyres

Warranty

Roadside assistance

Home delivery

Digital services

Volvo Cars app

Driveaway insurance

Service Plan Plus

Warranty

Roadside assistance

Home delivery

Digital services

Volvo Cars app

Driveaway insurance

Service Plan Plus

Extended battery warranty

Applies to electric cars only

With PCP and Volvo loan you will need to pay additional Road Tax costs after year one. Volvo loan have a risk of depreciation.

Small car. Big space.

Our smallest ever SUV goes big on safety, sustainability and storage space.

WLTP (Preliminary): Electric Range with Single Motor Extended Range (Combined) 298.3 mi. Electric Energy Consumption (Combined) 15.7 kWh/100km. Emissions CO₂ (Combined) 0 g/km. WLTP data is obtained under specific testing conditions, actual energy consumption and range may differ.

Popular cars with Subscription

What do customers think about Subscription?

FAQ

How do I know if Subscription is right for me?

Our car subscription is an option if you want the latest Volvo yet like to keep your options open. A wide range of essential services are included for a fixed monthly payment. You choose which Volvo you would like, along with the mileage that you think most closely fits your needs. You can change your car or cancel your subscription anytime, with only 3 months’ notice.

What’s the difference between a Subscription and traditional vehicle ownership (for example Personal Contract Purchase (PCP))?

Our car subscription lets you enjoy all the perks of having a car, with most operating costs covered. This includes essentials that you’d otherwise have to add later on, such as service, maintenance and replacement tyres (when worn through normal use).
Subscription is an easy way to access a car, as we ask for a minimal commitment. You only need to give us 3 months’ notice to change your car or cancel.

What deposit do I need to put down?

£0, no deposit required!

How many miles am I limited to with Subscription?

You will select an annual mileage allowance when you take out your subscription. You may request to change your mileage allowance at any time if you think you will exceed or fall short of your mileage allowance. If you change your mileage:
(i) Before the 25th of the month, your new mileage bucket will be adjusted in your next month’s subscription fee.  (ii) On or after the 25th of the month, your new mileage bucket will be adjusted in the following month’s subscription fee.
A mileage change will recalculate your total mileage. Your new total mileage will be recalculated as the weighted sum of the selected mileage buckets throughout the duration of your contract (see examples below). If you exceed your new total mileage when you return or switch your subscription car, you will be charged an excess mileage fee of £0.20 per mile. Please be aware that you will not receive a reimbursement for mileage you do not use.
Example 1: If you choose an annual mileage allowance of 6000 miles (monthly average of 500 miles) and decide to return your car after six months and 15 days, your mileage allowance up to this point would be  (500 miles x 6.5 months) = 3250 miles
If you exceed 3250 miles when returning your car, you will be charged for the excess mileage. 
Example 2:  If you choose an annual mileage bucket of 6000 miles (500 miles/month) for the first 12 months, then upgrade to an annual bucket of 18 000 miles (1,500 miles/month) for 6 months, then downgrade to an annual bucket 12 000 miles (1,000 miles/month) for 18 months and then return your vehicle; your total allowed mileage at contract termination will be calculated as: 
(500 miles x 12 months) + (1,500 miles x 6 months) + (1,000 miles x 18 months) = 33,000 miles
If you exceed 33,000 miles when returning your vehicle, you will be charged for the excess mileage.

Can I share my subscription car with someone else?

You can share your car with whoever you wish, as long as the person is named on an applicable fully comprehensive insurance policy. For avoidance of doubt, as the subscriber you are responsible for ensuring all drivers of your car comply with the terms. Holders of a provisional valid driving licence may use the car, provided that such driving takes place in a non-commercial setting.

Our Finance Options

With Subscription and Lease you will not own the vehicle. With Volvo Loan there is a risk of the vehicle value depreciating quicker than anticipated.

Important information

Your hire agreement for your new Volvo will be with UK Automotive Solutions Limited. Volvo Car UK Limited will provide you with all support related to the hire agreement.

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