Let’s apply for credit

Last step: let's review your information

Applicant information

You agree that your selected Volvo dealer and Volvo Car Financial Services (“VCFS,” “we” or “us”) will rely on the information provided in your credit application and you certify that the information is true. You agree that we may obtain one or more consumer credit reports from credit reporting agencies in connection with your credit application and, if credit is extended, in connection with any update, renewal, refinancing, modification, collection, reinstatement or extension of your credit. If you ask us, you will be told whether a credit report was requested, and the name and address of any credit reporting agencies that provided your credit report to us. You agree that we may also verify your employment, income, assets and debts, and that anyone receiving a copy of this credit application is authorized to give us such information. You give us permission to share your credit application information with the dealer that you selected in your credit application. You understand that you are applying with your selected Volvo dealer for credit approval from Volvo Car Financial Services to purchase or lease the vehicle that you selected. If you are approved for credit with Volvo Car Financial Services, VCFS will extend credit to you after you and your selected Volvo dealer agree to the final selling price of the vehicle and credit terms, including the Annual Percentage Rate and payment amount, up to the credit approved amount. The dealer will require you to sign a retail installment sales contract or lease agreement to finalize the extension of credit to you. Final credit approval is subject to both Volvo Car Financial Services and the selling dealer’s credit policy. Additional terms and conditions may apply. You agree that your selected dealer and their respective representatives and affiliates, may contact you at the telephone number(s) you provided. This may include calls and text messages to mobile, cellular or similar wireless devices, using automatic telephone dialing systems and/or prerecorded messages. By providing your email address, you agree to receive email updates from your selected dealer about your credit application, as well as email messages from your dealer. Volvo Car Financial Services is not affiliated with Volvo dealers. VCFS makes no representations or warranties whatsoever about the vehicle, including its price, description, features or conditions, or its availability at the time of purchase.State Legal Disclosure:Alabama residents: If you&rsquo;re under 19 and your application is approved, we will require verification that you are either married, widowed, or have been honorably discharged from the U.S. Military in order to qualify for credit. California residents: Regardless of marital status, you may apply for credit in your own name.Maine residents: You must purchase property insurance on the vehicle being financed or leased. You have the right to free choice in selecting the insurance agent or broker and insurer through which this insurance is placed. You are not required to choose an insurance agent, broker or insurer that is affiliated with the creditor. Obtaining insurance products from a particular agent, broker or insurer does not affect your credit decision, unless the insurance provided violates the terms of the extension of credit regarding the adequacy of coverage or is other otherwise not approved by Volvo Car Financial Services, as allowed.New York residents: In connection with your application for credit, a consumer report may be obtained from a consumer reporting agency (credit bureau). If credit is extended, the party or parties extending credit or holding such credit may order additional consumer reports in connection with any update, renewal or extension of the credit. If you ask, you will be told whether a consumer report was requested and, if so, the name and address of any consumer reporting agency (credit bureau) from which such credit report was obtained.Ohio residents: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Vermont residents: You authorize us to obtain a consumer credit report from one or more consumer credit reporting agencies in connection with your application and as otherwise allowed by law. You agree that we also may verify your employment, income, assets and debts. If your application is approved and credit is extended, you also authorize us and our employees and agents to obtain additional credit reports and other information about you in connection with updates, renewals, extensions, account review, collections activity, or for any other legitimate purpose associated with the extension of credit.Married Wisconsin residents: No provision of any marital property agreement, any unilateral statement under Wis. Stat. § 766.59 or any court decree under § 766.70 applied to marital property adversely affects our interest unless you furnish a copy of the agreement, statement, or court decree, or we have actual knowledge of such adverse provision, before credit is granted.

Any changes needed to the application after submission will require you to create and submit a new application or contact your retailer.

Title

Work Title

I would like to receive special offers and information from Volvo by email

Financing type

Annual mileage

EV Lease Bonus

Cash down

Estimated credit score

Select a vehicle to get started with the Payment Estimator tool.

Discounts

Financing rate options (APR)

Amount owed on Trade-in

Get started by selecting your Volvo Retailer

Term length (months)

Volvo Payment Estimator

Trade-in value

Do you have a vehicle to trade-in?

from Volvo Cars Financial Services

workshop

main

new_car_sales

used_car_sales

digital_commerce

time_booking

drop_in_service

digital_workshop_booking

pre_order

Almartin Volvo Cars

body_shop

shop

online_sales

Lovering Volvo Cars Nashua

Goodwin's Volvo

Lovering Volvo Cars Meredith

Lovering Volvo Cars Concord

Darling's Volvo

Volvo Cars of Lebanon 

Merrimack Street Volvo Cars

Portland Volvo Cars

Volvo Cars Keene

Volvo Cars Exeter

car_rental

Viti Volvo Cars Tiverton

Valenti Volvo Cars Watertown

Volvo Cars Danbury

Gengras Volvo Cars East Hartford

Tasca Volvo Cars

Gengras Volvo Cars North Haven

Secor Volvo Cars

Riley Volvo Cars Stamford

Steingold Volvo Cars

Mitchell Volvo Cars Simsbury

Volvo Cars Westport

Volvo Cars Glen Cove

Volvo Cars Brooklyn

parts

Empire Volvo Cars Smithtown

Karp Volvo

Volvo Cars of Queens

Volvo Cars Manhattan

Volvo Cars of Huntington

Cherry Hill Volvo Cars

Prestige Volvo Cars Englewood

Kundert Volvo Cars

Volvo Cars Princeton

Volvo Cars Bridgewater

Volvo Cars Manasquan

Open Road Volvo Cars Edison

Prestige Volvo

Volvo Cars Ramsey

Red Bank Volvo Cars

Smythe Volvo Cars

Volvo Cars White Plains

Volvo Cars Hudson Valley

Bedard Brothers Volvo Cars

Boston Volvo Cars

Fathers & Sons Volvo Cars West Springfield

Herb Chambers Volvo Cars Norwood

Patrick Volvo Cars Auburn 

Jaffarian Volvo Cars

Bernardi Volvo Cars Natick

Volvo Cars Pioneer Valley 

Volvo Village of Danvers

Volvo Cars Cape Cod

Volvo Cars Plymouth

Ira Volvo Cars South Shore

Volvo Cars Rochester

Northtown Volvo Cars Buffalo

Alan Byer Auto Sales, Inc.

Maguire Volvo Cars of Ithaca

McGovern Volvo Cars Albany

Bergeron Volvo Cars

Century Volvo Cars 

Clayton Motors

Volvo Cars Mobile

Volvo Cars West Houston

Volvo Cars of Vestavia Hills

All Star Volvo Cars of Baton Rouge

Volvo Cars of Memphis

Jack Ingram Volvo Cars

Giles Volvo Cars

Volvo Cars Jackson

Volvo Cars Cool Springs

Volvo Cars Chattanooga

Volvo of Nashville

McLarty Volvo Cars of Little Rock

Giles Volvo Cars El Paso

Grubbs Volvo Cars Grapevine

Volvo Cars Southwest Houston

Autobahn Motorcars

Volvo Cars Hill Country 

Volvo Cars of Austin

DeMontrond Volvo Cars

Crest Volvo Cars

Volvo Cars Clear Lake

Mears Volvo Cars 

Principle Volvo Cars San Antonio

Volvo Cars Edinburg

Park Place Volvo Cars

Volvo Cars of Temple

Grubbs Volvo Cars Central Houston

Volvo Cars Shreveport

Pedersen Volvo Cars

Corley's Volvo Cars Albuquerque

Sill-TerHar Motors, Inc.

McDonald Volvo Cars

Rickenbaugh Volvo Cars

Bob Penkhus Volvo Cars

Volvo Cars Oklahoma City

Volvo Cars St. Louis

Eddy's Volvo Cars of Wichita

Gorges Volvo Cars