Guaranteed Future Value

Volvo Car Future Value^

Volvo Car Future Value^

Volvo Car Future Value^ is a flexible finance solution providing you with a Guaranteed Future Value^ (GFV) of your vehicle. At the end of your contract term, you have the option to trade in, retain or return your Volvo.

Volvo Top view


• Peace of mind. Know the minimum future value^ of your Volvo right from the start. • You have three options at the end of your Volvo Car Future Value contract. • Tailored finance. Solutions based on the term and kilometre usage of your vehicle. • Enjoy the best innovations and technology. Upgrade your Volvo to the latest model more often, enjoying the best innovations and technologies

Volvo door option

How it works

• Choose your favourite Volvo model and enjoy peace of mind knowing its minimum future value. • Choose your preferred term of 12, 24, 36, 48 or 60 months, along with an annual km allowance and repayment options. • Choose one of three end of term options: Trade-in, Retain or Return.

Volvo V60 Cross Country

Your loan. Your choice

• Trade-in: Trade in your Volvo for a new one at the retailer. If the trade-in value is higher than the Guaranteed Future Value^, you can use the equity towards your new vehicle. • Retain: Keep your Volvo, just let us know. If you've met the relevant payment obligations under your contract, you can purchase your vehicle outright for the Guaranteed Future Value^. You can also choose to refinance the GFV amount at the end of your term subject to Lender approval. • Return: Return your Volvo at the end of the term if the vehicle meets the agreed kilometre and Fair Wear and Tear requirements.

Volvo Home parking

Maintaining your vehicle

To ensure the integrity of the Guaranteed Future Value Program^, your Volvo must be in acceptable condition when you return it to us and must not exceed the kilometre limit. If you exceed your nominated kilometre allowance, every kilometre over your limit is charged at 66 cents per kilometre and it will reduce your Guaranteed Future Value. However, this won’t affect your ability to Trade in, Retain or Return your vehicle.

Target Market Determinations

Please read the Target Market Determinations (TMD) document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

For more information visit the Target Market Determinations page

^Volvo Car Future Value has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Volvo Car Financial Services (VCFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to VCFS at the end of your term, VCFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to VCFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new, demonstrator or Volvo Selekt pre-owned vehicles for selected Volvo models. Contact your nearest Volvo dealer to check eligible vehicles for this program. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. *Subject to a credit assessment and VCFS lending criteria. Fleet, government, rental buyers, hire car and chauffeur companies excluded.

^Vehicle finance and Volvo Car Future Value is provided by Volkswagen Financial Services Australia Pty Limited (trading as Volvo Car Financial Services) ABN 20 097 071 460, Australian Credit Licence 389 344. Volvo Car Financial Services is a registered business name of Volkswagen Financial Services Australia Pty Limited under license from Volvo Car Corporation. Volvo Car Future Value is only available if taken up from Volkswagen Financial Services Australia in connection with an approved consumer loan product for new eligible Volvo vehicles from participating Volvo retailers. All applications are subject to credit assessment criteria. Terms, fees and charges are applicable. Full conditions available on application. View the Target Market Determination for the Financial Services products here.