For Business

Business Finance

Business Finance

Whether you're a sole trader or large company, business vehicle finance with Volvo Car Financial Services will help tailor your vehicle finance to suit your needs – that means the best business outcome is achieved at a competitive price.

Flexible business options:

Volvo Car Financial Services has two options of tax-effective solutions to help with your business: Chattel Mortgage or Finance Lease.

Volvo white

Chattel Mortgage

If you’re using your Volvo mainly for business purposes, a Chattel Mortgage allows you to take ownership of your vehicle to suit your business needs. Benefits ranging from a competitive fixed interest rate, tailoring your loan term, to some tax benefits.

Volvo XC90

Finance Lease

Don’t want to own your Volvo but need it for business purposes? A Finance Lease offers you an easy way to experience a Volvo by giving you the flexibility to suit your business needs. Benefits range from tax-deductible repayments to choosing your repayment terms.

Volvo Lifestyle

Volvo Car Future Value

Volvo Car Future Value^ is our Guaranteed Future Value Program that lets you secure the future value of your car. You also have the option to trade in, retain or return your car at the end of a loan term.

^Volvo Car Future Value has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Volvo Car Financial Services (VCFS) ABN 20 097 071 460, Australian Credit licence 389 344. If you decide to return your car to VCFS at the end of your term, VCFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to VCFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Fleet government, rental buyers, hire car and chauffeur companies excluded.









Volvo Car Financial Services Pty Limited ABN 20 097 071 460, Australian Credit Licence 389344. View the Target Market Determination for our Financial Services products here.