Volvo Personal Finance

Consumer Loan

Consumer Loan

Personalise your payments

Fast and affordable way to purchase a new or used Volvo for personal use. Personalise by choosing a term, paying a deposit, or tailoring your repayments to suit your lifestyle. With 100% finance for approved customers, there’s nothing to pay upfront.

Volvo Ownership


•No annual charges or account keeping fees. •Flexible loan term of up to 7 years. •Option to add a deposit or balloon payment at the end of your loan to reduce your monthly repayments. •Save money with a competitive fixed interest rate. •No additional security is needed for approved applicants.

Target Market Determinations

Please read the Target Market Determinations (TMD) document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

For more information visit the Target Market Determinations page

^Vehicle finance and Volvo Car Future Value is provided by Volkswagen Financial Services Australia Pty Limited (trading as Volvo Car Financial Services) ABN 20 097 071 460, Australian Credit Licence 389 344. Volvo Car Financial Services is a registered business name of Volkswagen Financial Services Australia Pty Limited under license from Volvo Car Corporation. Volvo Car Future Value is only available if taken up from Volkswagen Financial Services Australia in connection with an approved consumer loan product for new eligible Volvo vehicles from participating Volvo retailers. All applications are subject to credit assessment criteria. Terms, fees and charges are applicable. Full conditions available on application. View the Target Market Determination for the Financial Services products here..