For private buyers

Personal Finance

Personal Finance

The choice is yours. Whether you’re looking for a Consumer Loan to help you purchase your new Volvo outright, or a Novated Lease through your salary package, or to secure the future value of your car through Volvo Car Future Value^.

Volvo XC40 R-Design
Volvo Lifestyle
Volvo Lifestyle

Target Market Determinations

Please read the Target Market Determinations (TMD) document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

For more information visit the Target Market Determinations page

^Volvo Car Future Value consists of an option to return your vehicle to Volvo Car Financial Services (VCFS) ABN 20 097 071 460, Australian Credit Licence 389344 at the end of the term and requires VCFS to purchase the vehicle at an agreed price determined by VCFS, known as the Guaranteed Future Value (GFV). At the end of the term, you can elect to: (1) trade-in; (2) return; or (3) keep the vehicle by paying the GFV, which is a lump sum owed to VCFS at the end of the loan term after all repayments have been made. You must pay any loan contract deficit and additional charges if you exceed the nominated kilometre allowance or the vehicle is not in acceptable condition. Contact your nearest Volvo retailer to check eligible vehicles for this program. Terms, fees and charges are applicable. Full conditions available on application. For approved applicants only. Fleet, government, rental buyers, hire car and chauffeur companies excluded. To see if this product is right for you, please see our Target Market Determination here.





^Vehicle finance and Volvo Car Future Value is provided by Volkswagen Financial Services Australia Pty Limited (trading as Volvo Car Financial Services) ABN 20 097 071 460, Australian Credit Licence 389 344. Volvo Car Financial Services is a registered business name of Volkswagen Financial Services Australia Pty Limited under license from Volvo Car Corporation. Volvo Car Future Value is only available if taken up from Volkswagen Financial Services Australia in connection with an approved consumer loan product for new eligible Volvo vehicles from participating Volvo retailers. All applications are subject to credit assessment criteria. Terms, fees and charges are applicable. Full conditions available on application. View the Target Market Determination for the Financial Services products here.