Volvo Personal Finance

Novated Lease

Novated Lease

Own your Volvo sooner

A Novated Lease allows you to own your new Volvo sooner. It’s simply an agreement between you, your employer, and Volvo Car Financial Services. We lease the vehicle to you, and your employer makes payments from your pre-tax income for an agreed length of time.

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• Save money by paying for your new Volvo from your pre-tax income. • No annual charges or account keeping fees. • Flexible loan term of up to 5 years. • Option to bundle your registration, Compulsory Third Party insurance (CTP), comprehensive insurance and on-road costs with your monthly payments. • Employers could attract and keep talented staff with cost effective finance and tax-deductible repayments.

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How it works

If you’ve got your eye on an upgrade, you can take out a new lease and upgrade to the newest model at the end of your agreement. If you end up leaving your job, your new employer will have to take over the novated lease payments by renewing their novation agreement.

Target Market Determinations

Please read the Target Market Determinations (TMD) document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

For more information visit the Target Market Determinations page

^Vehicle finance and Volvo Car Future Value is provided by Volkswagen Financial Services Australia Pty Limited (trading as Volvo Car Financial Services) ABN 20 097 071 460, Australian Credit Licence 389 344. Volvo Car Financial Services is a registered business name of Volkswagen Financial Services Australia Pty Limited under license from Volvo Car Corporation. Volvo Car Future Value is only available if taken up from Volkswagen Financial Services Australia in connection with an approved consumer loan product for new eligible Volvo vehicles from participating Volvo retailers. All applications are subject to credit assessment criteria. Terms, fees and charges are applicable. Full conditions available on application. View the Target Market Determination for the Financial Services products here..